Privacy Policy

  • Last Revised : 23th NOV, 2020
Overview :

Summary CoverBOXX believes that when buying insurance, there’s only one way that gives you true peace of mind. Our core values of being smart, accountable, and trustworthy extend to all facets of how you choose to interact with us, online or offline. We have written this Privacy Policy to disclose what information we collect online and how this data may be used. If you have questions about this Privacy Policy, please contact This Privacy Policy describes the types of information we may collect from you or that you may provide when you visit any CoverBOXX website using the domain CoverBOXX .com or CoverBOXX (our "Website") and our practices for collecting, using, maintaining, protecting, and disclosing that information. Scope of Privacy Policy This policy applies to information we collect on this Website, and in any email, text, and other electronic messages between you and this Website. It does not apply to information collected by us offline or through any other means, including on any other website operated by CoverBOXX or any third party (including our affiliates and subsidiaries). The CoverBOXX website may contain links to other websites. We are not responsible for the content, privacy policy or practices of these third-party websites. Be advised, the links on the CoverBOXX website to other websites are provided solely as a convenience to users of this site, and you should use them at your own risk. Please read this Privacy Policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Website. By accessing or using this Website, you agree to this Privacy Policy. This Privacy Policy may change from time to time. It is our policy to post any changes we make to our Privacy Policy on this page. Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so please check this page periodically for updates. The date the Privacy Policy was last revised is identified at the top of the page. Our Website is not intended for children under 16 years of age. No one under age 16 should provide any information to the Website. We do not knowingly collect personal information from children under 16. If you are under 16, do not provide any information on this Website or provide any information about yourself to us, including your name, address, telephone number, or email address. Information We Collect and How We Collect It You may visit the Website on the Internet without providing us with any personal information. However, our Website does collect traffic information such as domains that come to our site, time spent on site, etc. This information is aggregated to provide us with statistics and demographics. CoverBOXX only collects personal information if you choose to provide that information to us. For example, the CoverBOXX Website includes a Start a Quote Form that you may use to provide your contact information (such as name, email address, phone number, address and state) to request more information about becoming a CoverBOXX customer or getting a customized quote. You are under no obligation to provide information via the Start a Quote Form. Should you choose to use the form, we will use the information you supply to provide you with information about a quote or contact from CoverBOXX . The information we collect on or through our Website may include: • Information that you provide by filling in forms on our Website, such as the Start a Quote Form described above. • Records and copies of your correspondence (including email addresses), if you contact us. • Details of transactions you carry out through our Website. You also may provide information either on the Website or on another related site (such as a Google listing for a CoverBOXX agency) that will be posted on public areas of the Website, or transmitted to other users of the Website or third parties (collectively, "User Contributions"). Your User Contributions are posted on and transmitted to others at your own risk, and please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons. As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including: • Details of your visits to our Website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Website. • Information about your computer and internet connection, including your IP address, operating system, and browser type. The information we collect automatically is only statistical data and does not include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to: • Estimate our audience size and usage patterns. • Store information about your preferences, allowing us to customize our Website according to your individual interests. • Recognize you when you return to our Website. The technologies we use for this automatic data collection may include cookies. A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website. We may also use third party services, such as Google Analytics, to automatically collect data regarding usage of our Website. How We Use Your Information We use information that we collect about you or that you provide to us, including any personal information: • To present our Website and its contents to you. • To provide you with information, products, or services that you request from us. • To fulfill any other purpose for which you provide it. • To notify you about changes to our Website or any products or services we offer or provide though it. • In any other way we may describe when you provide the information. • For any other purpose with your consent. We may also use your information to contact you about our own and third-parties' goods and services that may be of interest to you. We will communicate with you via email, and if you do not want us to use your information in this way, please use the opt-out mechanism in the email communication. We may disclose aggregated information about our users, and information that does not identify any individual, without restriction. We may disclose personal information that we collect or you provide as described in this Privacy Policy: • To our subsidiaries and affiliates. • To franchisees, affinity partners, and third parties (such as vendors) we use to support our business and who are bound by contractual obligations to keep personal information confidential. • To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of CoverBOXX Insurance's assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by CoverBOXX about our Website users is among the assets transferred. • To third parties to market their products or services to you if you have consented to these disclosures. • To fulfill the purpose for which you provide it (such as to obtain an insurance quote). • For any other purpose disclosed by us when you provide the information. • With your consent. We may also disclose your personal information: • To comply with any court order, law, or legal process, including to respond to any government or regulatory request. • If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of CoverBOXX Insurance, our customers, franchisees, affinity partners or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction. We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information: • Tracking Technologies and Advertising.You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly. Your California Privacy Rights If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. The California Consumer Privacy Act (CCPA) grants California consumers certain rights with respect to personal information that is held by a business. This Section of the Privacy Policy applies solely to all visitors, users, and others who reside in the State of California. Any terms defined in the CCPA have the same meaning when used in this Section of the Privacy Policy. Personal Information Collection & Disclosure We collect information that identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, household, or device ("personal information"). Personal information does not include publicly available information from government records, deidentified or aggregated consumer information, or other information excluded from the CCPA's scope. The chart below describes the categories of personal information CoverBOXX has or may collect from a consumer.